Cannabis Industry/ Multi-State Operators

Raising Institutional Debt Capital in the Industry Requires a CFO Who Has Actually Done It.

Most cannabis operators hit the same wall: they have a credible business, a real expansion plan, and no CFO capable of representing them to sophisticated institutional lenders. Generic financial models don't survive cannabis lender due diligence. The 280E tax exposure distorts standard financial analysis. Multi-state regulatory complexity creates reporting obligations that most CFOs have never encountered. And the institutional lenders who actually deploy capital in this space can identify an inexperienced management team in the first conversation.

I served as Chief Financial Officer for Justice Grown, a multi-state cannabis operator with a potential nine-figure enterprise value. I directed all financial operations across multiple state regulatory environments and where I helped it secure $75.5M in debt financing from a publicly listed cannabis REIT to fund dispensary and cultivation expansion in Pennsylvania and New Jersey. The financial models I built became the definitive basis for lender underwriting. I was CFO of CLS USA Holdings, Inc. where I supported the high growth public cannabis company as the DOF in Nevada and CFO of the national parent company.

Cannabis businesses face a specific set of challenges that most CFOs have never encountered:

  • Multi-state regulatory compliance with inconsistent state-by-state reporting requirements

  • Limited access to traditional banking and capital markets

  • 280E tax exposure that distorts standard financial analysis

  • Institutional lenders who require rigorous, credible financial modeling before committing capital

  • Rapid operational scaling across new state markets

I have operated inside all of these challenges at the CFO level — not as an outside advisor reading about them.

What I provide for cannabis operators:

  • Debt and equity capital raising — institutional and private

  • Multi-state financial operations and reporting

  • Budgeting, forecasting, and cash management

  • Financial modeling for lender and investor due diligence

  • Exit readiness and M&A support

  • Interim, project, and fractional CFO engagements

Whether you are preparing for a capital raise, entering a new state market, navigating a restructuring, or preparing for a sale, I bring transaction-tested CFO leadership to your team — without the cost or commitment of a full-time executive.